Welcome to EB Direct Online Banking Services

EB Direct is designed for customers who prefer to do a majority of their personal banking online. You can open any online account directly from the EB Direct site. Your initial deposit can be easily transferred into your new account from an account at another financial institution or from your credit/ debit card. Some of the benefits include, fee-free 24 hour online banking and bill pay features as well as electronic monthly statements. As always, the Enterprise Bank team is highly-accessible and responsive to meeting your immediate banking needs.


My Enterprise Rewards Checking

My Enterprise Rewards Checking offers many new benefits for your personal banking account, including allowing you to earn points redeemable for merchandise, gift certificates, or travel - just by using your Enterprise Bank debit card! My Enterprise Rewards Checking offers several personal checking options - Emerald, Gold, or Silver accounts - designed to meet your individual personal banking needs. Learn More

Savings Account

Earn interest on your money with these liquid Savings accounts. Our Saving accounts offer the ability to schedule weekly or monthly transfers from any of your Enterprise Bank accounts. The more you save, the more your money will grow. Learn More

Certificate of Deposit

An interest bearing account for short or long term investors. A variety of terms ranging from 1 to 48 months are available. Rates of interest vary with the term and the amount of the certificates.
  • Rates are guaranteed for the full term
  • Automatic reinvestment in maturity
  • No maintenance fees (penalties may be imposed for early withdrawals)
Learn More

Online eMortgage Center

Now you can apply for home mortgage products online, track your mortgage status, and make your payments online. Learn More

My Enterprise Rewards Checking Open an account today Deposit Rates Disclosures

 Emerald Rewards CheckingGold Rewards CheckingSilver Rewards CheckingSilver Rewards 22/55 Checking
Account Description

Interest bearing checking account that gives customers unlimited access to their money.

Interest bearing checking account that gives customers unlimited access to their money.

A non-interest bearing checking account that gives customers unlimited access to their money.

A non-interest bearing checking account that gives customers unlimited access to their money

Eligibility

Any customer

Any Customer

Any Customer

Customers 22 years of age and younger or 55 years of age and older

Minimum Balance Requirements
(average daily available balance)
  • $50 to open
  • $5,000 average daily available balance in checking account to earn interest. Maintenance fee waived with either a $5,000 average or $15,000 in combined deposit accounts.
  • $50 to open
  • $750 average daily available balance to earn interest, waive monthly maintenance fee. Maintenance fee also waived with combined average daily available balances of $2,500.00 in other deposit accounts.
  • $50 to open
  • One Direct Deposit monthly to waive the monthly maintenance fee
  • $50 to open
Fees
*See Disclosure and Fee Schedule for any additional Fees

$25 Monthly maintenance fee if minimum balance not kept.

$15 Monthly maintenance fee if minimum balance not kept.

$10 Monthly maintenance fee if minimum balance not kept.

No monthly maintenance fee

Added Value
  • Unlimited rebate of ATM Surcharges from other institutions
  • First order of basic Specialty Checks at no charge
  • One order of basic Specialty Checks per year at no charge.
  • Fee FREE Treasurer's Checks
  • Fee FREE Money Orders
  • Fee FREE Traveler's Checks
  • Up to $10 per statement cycle of rebated ATM Surcharges from other institutions
  • First order of basic Specialty Checks at no charge

 

 

  • Up to $5 per statement cycle of rebated ATM Surcharges from other institutions
  • First order of basic Specialty Checks at no charge

 

 

  • Up to $5 per statement cycle of rebated ATM Surcharges from other institutions
  • Unlimited orders of basic Specialty Checks at no charge

 

 

Emerald Reward Points Gold Reward Points Silver Reward Points Silver Reward Points
Interest

$5,000 average daily available balance to earn
interest. See rate sheet

$750 average daily available balance to earn interest. See rate sheet

   

Savings Account Open an account today Deposit Rates Disclosures

 Statement Savings Account22/55 Statement Savings AccountMoney Market AccountPremier Money Market Account
Account Description

A flexible interest bearing savings vehicle that allows access in person, and electronically.

A flexible interest bearing savings vehicle that allows access in person, and electronically. 

Interest bearing savings vehicle, with check writing option.

 

Interest bearing savings vehicle, with check writing option.

 

Eligibility

Any customer

You must be 22 years of age or younger or 55 years of age or older to qualify

Any customer

Enterprise Bank existing Gold & Emerald accounts only 

Minimum Balance Requirements
(average daily available balance)
  • $25 to open
  • $250 to waive monthly fees and earn interest
  • $25 to open
  • $250 to earn interest
  • $50 to open
  • $1,000 to earn interest and waive monthly maintenance and non Enterprise Bank ATM fees
  • $50 to open
  • $1,000 to earn interest and waive monthly maintenance and non Enterprise Bank ATM fees
Fees
*See Disclosure and Fee Schedule for any additional Fees

$5 Monthly maintenance fee
$0.50 per withdrawal fee in excess of four each month
$1 Non Enterprise Bank ATM withdrawal fee

 

Fees are waived when the average daily available balance is maintained.

No monthly maintenance or transaction fees.

$7.50 Monthly maintenance fee
$1 Non Enterprise Bank ATM withdrawal fee
Waived if the average daily available balance is maintained in the Money Market Checking Account.

 

Transaction Limitations: Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, data transfer, check, draft or similar orders are limited to six per statement cycle. 

$7.50 Monthly maintenance fee
$1 Non Enterprise Bank ATM withdrawal fee
Waived if the average daily available balance is maintained in the Money Market Checking Account.

 

Transaction Limitations: Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, data transfer, check, draft or similar orders are limited to six per statement cycle. 

Added Value    
  • Fee FREE ATM withdrawals at any ATM when minimum balance requirement is maintained. (surcharges from other banks may apply)
  • Combined statement showing a summary of your account relationships
  • Check imaging
  • Fee FREE ATM withdrawals at any ATM when minimum
    balance requirement is maintained. (surcharges from other banks may apply)
  • Combined statement showing a summary of your account relationships
  • Check imaging
Interest

Minimum average daily available balance $250; See rate sheet

Minimum average daily available balance $250; See rate sheet

Minimum average daily available balance $1,000; See rate sheet

Minimum average daily available  balance $1,000; earns premium interest rate; See rate sheet

Certificate of Deposit Open an account today Deposit Rates Disclosures

 Certificates of Deposit
Account Description

A savings vehicle for short or long term investors.

  • Terms of 1 month to 12 months
  • Additional Terms 18, 24, 36, 48 months
  • Rate guaranteed for full term
  • Automatic reinvestment at maturity
  • 10 calendar day grace period
Eligibility

Any customer

Minimum Balance Requirements
(average daily available balance)
  • $2,500 to open terms of less than 12 months
  • $500 to open terms from 12 to 30 months
Fees

No monthly or maintenance fees.
Penalties may be imposed for early withdrawal of principal before maturity.

 

Penalties:

1-11 Months = 3 months interest on the principal amount withdrawn
12-30 Months = 6 months interest on the principal amount withdrawn
36 Months = 12 months interest on the principal amount withdrawn

48 Months = 18 months interest on the principal amount withdrawn
Interest

Various rates and terms. Terms 12 months and greater may have interest transferred to another account or paid by check after posting. See rate sheet

To speak with one of our trusted advisors about your needs, call 978-459-9000 or Contact Us