New Hampshire Housing Programs

New Hampshire Housing Mortgage Programs, offered through Enterprise Bank, are designed to offer households within the Area Median Income (AMI) limits an opportunity for home ownership that might otherwise not be available.

The program provides financing for buying or limited cash out refinancing where the down payment or amount of equity is lower than 20% of the value of the home. You do not have to be a first-time homebuyer to qualify.


  • Down payment as little as 3% for single-family homes and condominiums*
  • Down payment as little as 5% on 2,3, and 4-family homes*
  • Qualified gift or community grant funds allowed for down payment
  • Competitive interest rates
  • Options with and without Mortgage Insurance available
  • Purchase and limited cash out refinance loans available
  • Maximum income limits apply and vary by city and town
  • New  Hampshire Housing Mortgage Programs are subject to credit approval.

    * Down payment amount requirements vary based on borrower qualifications.

To learn more about New Hampshire Housing Mortgage Programs or other types of mortgage financing, contact our Mortgage Center at Enterprise Bank, 877-671-2265. 

Enterprise Bank and New Hampshire Housing Mortgage Programs are separate and unaffiliated entities.

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