Enterprising Student Checking Account

Designated for those that are under 23 years of age, our Enterprising Student Checking account is a non-interest bearing account that allows you to earn points that can be redeemed for gift cards, travel, electronics and much more. You can even opt to have cash deposited back into your account. Simply use your Enterprise Bank Debit Card and you'll earn points on all of your purchases. Plus, you can earn Rewards Bonus Points from Enterprise Bank when you make mobile deposits, pay bills online, enroll in eStatements and more!

Once an Enterprising Student Checking customer reaches the age of 23, they will be moved into our Silver Checking account, or they may select another account of their choice.

Account Features

  • No monthly maintenance fee
  • No minimum balance requirement to open account
  • No Enterprise Bank charge to use a Non-Enterprise Bank ATM
  • Foreign ATM surcharge rebate (up to $10 per statement cycle for other banks' surcharges for use of their ATMs)
  • Reduced overdraft charge (see account disclosure for details)
  • No charge for your first order of basic checks
  • No charge Online Banking
  • No charge Online Bill Pay
  • No charge Mobile Banking through your smart device
  • No charge Mobile Deposit through your smart device
  • No charge eStatements
  • Popmoney® person to person payments
  • External Transfers

Earning Rewards

Please refer to our Rewards Checking page for details on how the program works, how you can earn points, and how to redeem your points.

Open an Account

To open your Enterprising Student Checking Account, please visit any
Enterprise Bank location and a Branch Specialist will be happy to assist you.

Enterprising Student Savings Account

Our Enterprising Student Savings account is an interest bearing account available to individuals under 23 years of age. Once an Enterprising Student Savings customer reaches the age of 23, they will be moved into our Silver Savings account, or they may select another account of their choice.

Account Features

  • No monthly maintenance fee
  • No minimum balance requirement to open account
  • No minimum balance required to earn interest
  • No charge Online Banking
  • No charge Mobile Banking through your smart device
  • No charge Mobile Deposit through your smart device
  • No charge eStatements
  • Eligible for Combined Statement
Deposit Interest Rates

You can open your Enterprising Student Savings account online or at one of our Branch locations.



To speak with one of our trusted advisors call 978-459-9000, toll-free 877-671-2265, or Contact Us