The loss of a spouse—whether due to death or divorce—is one of the most devastating experiences a person can face in life. While money cannot heal a broken heart, some planning and basic decisions can help spouses protect their financial interests and avoid short-term mistakes that can have long-term implications on their financial health.

If you are trying to manage your money without a qualified financial advisor or wealth manager, you could be putting your money and your future at risk. Here are three reasons you need a financial advisor or wealth manager in the digital age.

Today, more than ever, women have a vital role in the decision-making process about a family's wealth and finances, whether single or as part of a couple. From investing to financial management to retirement planning, here are five steps you can take to protect and grow your wealth—and better manage your financial future.