Personal Checking Accounts

Whether you want to earn rewards, earn interest, or want the flexibility of no minimum balance requirements – we have an account that's right for you.

Rewards Checking

With a Rewards Checking account, you'll earn points that you can redeem for great rewards including gift cards, travel, electronics, toys, and much more. You can even choose to make a charitable donation with your points, or opt to have cash deposited back into your account. Simply use your Enterprise Bank Debit Card and you'll earn points on all of your purchases.

Interest Checking

Our Interest Checking accounts are more traditional checking accounts that provide the ability to write checks and use a Debit Card. Plus, you'll have the added value of earning interest!

Enterprising Student Checking

Designated for those who are under 23 years of age, our Enterprising Student Checking account is perfect for young adults who are just beginning their banking relationship. You can easily manage your account on the go with Online Banking and our Mobile Banking Apps, along with the added convenience of special services including Bill Pay and Zelle®. You will also earn Rewards Points on your purchases and certain banking functions.

Military Checking

Enterprise Bank's Military Checking is a special account offered as a gesture of gratitude to both Active Duty Military Personnel and Veterans. A Military Checking account functions like our other Rewards Checking accounts where you can earn and redeem points. You will also receive a number of additional benefits not offered through our other Rewards Checking accounts.

Compare Checking Accounts


Rewards Checking Interest Checking Student Checking Military Checking
Eligibility All customers All Customers Customers under the age of 23 years old Active and Veteran (Honorable/General Discharge) members of the U.S. Forces, including National Guard and Reserves
Minimum Opening Deposit Varies Varies None None
Monthly Maintenance Charge Varies Varies None None
Interest-Bearing Varies Yes No Yes
Rewards Yes No Yes Yes
  Learn More Learn More Learn More Learn More

If you are ready to get started: Open An Account Online 

All checking accounts feature:

  • Free first order of basic checks

    Receive your first order of basic checks for free when you open your Enterprise Bank personal checking acocunt.

  • No charge Online Banking

    Access real-time account information and transactions, view balances and history for all designated accounts, and much more.

  • No charge Online Bill Pay

    Enjoy the convenience of paying your bills directly from your checking account using our Online Bill Pay Service at no additional charge.

  • No charge Mobile Banking

    View account balances, transfer funds between checking and savings, pay bills and more using Enterprise Bank’s Personal Mobile Banking App. View Demo


    No charge Mobile Deposits

    Quick and convenient. Make free mobile deposits from your smartphone with Enterprise Bank’s Personal Mobile Banking App. View Demo

  • Free eStatements

    You can sign up for eStatements for your personal banking accounts in just a few simple steps. After you enroll, you will receive free electronic statements each month through our eStatement service, instead of in paper form through postage mail. Learn More

  • Zelle® Transfers

    Zelle is an easy way to send (or receive) money to just about anyone with a U.S. bank account. All you need is their name and email address or mobile number to move money. Learn More

  • External Transfers

    With External Transfers, you can quickly and easily transfer money to and from your Enterprise Bank accounts to your accounts with other financial institutions. View Demo



For your convenience, you can order your Personal Checking Account checks online directly through Deluxe.

Data and/or internet service provider rates may apply for online banking, online BillPay, mobile banking, and mobile deposits.  

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