Compare Checking Account Options
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Emerald Checking |
Gold Checking |
Silver Checking |
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Eligibility |
Any customer |
Any customer |
Any customer |
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Minimum Balance to Open Account |
$50 |
$50 |
$50 |
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Monthly Maintenance Charge |
$25 monthly maintenance charge waived with either a $5,000 average daily available balance, or $15,000 in combined consumer deposit accounts |
$15 monthly maintenance charge waived with a $750 average daily available balance, or $2,500 in combined consumer deposit accounts, or a business deposit account with the Bank |
$10 monthly maintenance charge waived if you receive at least one (1) ACH direct deposit per monthly statement cycle |
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ATM Surcharge Rebate |
Unlimited rebate per statement cycle of ATM surcharges from other institutions if average daily available balance of $1,500 is maintained |
Up to $10 rebated per statement cycle of ATM surcharges from other institutions if average daily available balance of $750 is maintained |
Up to $5 rebated per statement cycle of ATM surcharges from other institutions if average daily available balance of $250 is maintained |
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Added Value |
Incoming Wire charge rebated if average daily available balance of $5,000 is maintained
No charge for money orders
No charge for Treasurer’s Checks
No charge for orders of Wallet Specialty High Security Checks |
None |
None |
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Interest-Bearing |
Yes; $5,000 average daily available balance to earn interest |
Yes; $750 average daily balance average daily available balance to earn interest |
Yes; $750 average daily available balance to earn interest |
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Deposit Interest Rates | Terms and Conditions of Your Account Disclosure | Service Charge Schedule
Depositors who are age 22 or younger or age 55 or over are eligible for an account for which many of the service charges will be reduced or eliminated, with no minimum balance to open. Ask us for details.