Gold Checking Account

Want to learn more about our Gold Checking Account?

Enterprise Bank’s Gold Checking account is an interest-bearing account that allows you to earn points that can be redeemed for gift cards, travel, electronics, and much more when you register and use your Enterprise Bank Personal Debit Card. You can even opt to have Cash Back Credits deposited back into your account! Plus, you can earn Rewards Bonus Points from Enterprise Bank for conducting various other banking functions or by activating special offers from participating merchants. Please refer to our My Enterprise Rewards Redemption Page for details on how the program works, how you can register and earn points, and how to redeem your points.

Account Features:

  • No charge Online Banking
  • No charge Online Bill Pay
  • No charge Mobile Banking
  • No charge Mobile Deposits
  • No charge eStatements
  • Zelle® Transfers
  • External Transfers



Any Customer

Minimum Balance to Open Account


Minimum Balance Required to Earn Interest

$750 average daily balance

Monthly Maintenance Charge

$15 monthly maintenance charge waived with a $750 average daily available balance, or $2,500 in combined consumer deposit accounts, or a business deposit account with Enterprise Bank

ATM Surcharge Rebate

Up to $10 rebated per statement cycle of ATM surcharges from other institutions if average daily available balance of $750 is maintained

Deposit Interest Rates

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