
Personal Deposit Interest Rates
Rates are effective May 2, 2023 and are subject to change without notice. APY refers to Annual Percentage Yield. Fees may reduce earnings on all accounts. Rates may vary after account opening with the exception of CD rates which are guaranteed for the full length of the term.
- Personal Checking
Emerald Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $5,000.00 Gold Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $750.00 Military Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None Interest Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $750.00 Silver Interest 22/55 Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $750.00 - Personal Savings
Silver Savings
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $250.00 55 Plus Savings
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $250.00 Enterprising Student Savings
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None IRA Savings
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None - Money Market Checking
Silver Money Market Checking
Tier (Balance) APY Interest Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999) 0.01% 0.01% $1,000.00 Tier 2 ($10,000 - $24,999) 0.05% 0.05% $1,000.00 Tier 3 ($25,000 - $99,999) 0.10 % 0.10% $1,000.00 Tier 4 ($100,000 - $499,999) 0.10% 0.10% $1,000.00 Tier 5 ($500,000 - $999,999) 0.15% 0.15% $1,000.00 Tier 6 ($1,000,000 and above) 0.15% 0.15% $1,000.00 Gold Money Market Checking*
Tier (Balance) APY Interest Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999) 0.01% 0.01% $1,000.00 Tier 2 ($10,000 - $24,999) 0.05% 0.05% $1,000.00 Tier 3 ($25,000 - $99,999) 0.10% 0.10% $1,000.00 Tier 4 ($100,000 - $499,999) 0.15% 0.15% $1,000.00 Tier 5 ($500,000 - $999,999) 0.20% 0.20% $1,000.00 Tier 6 ($1,000,000 and above) 0.30% 0.30% $1,000.00 Emerald Money Market Checking**
Tier (Balance) APY | Bonus APY Interest Rate | Bonus Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999) 0.01% | 0.01% 0.01% | 0.01% $10,000.00 Tier 2 ($10,000 - $24,999) 0.05% | 0.25% 0.05% | 0.25% $10,000.00 Tier 3 ($25,000 - $99,999) 0.10% | 0.50% 0.10% | 0.50% $10,000.00 Tier 4 ($100,000 - $499,999) 0.15% | 0.75% 0.15% | 0.75% $10,000.00 Tier 5 ($500,000 - $999,999) 0.20% | 1.00% 0.20% | 1.00% $10,000.00 Tier 6 ($1,000,000 and above) 0.30% | 1.00% 0.30% | 1.00% $10,000.00 - Personal CDs and IRAs
Personal CDs and IRAs
Period APY Interest Rate Average Daily Balance to Earn APY 3 Months 0.75% 0.75% $2,500.00 6 Months 1.10% 1.10% $2,500.00 9 Months 1.10% 1.10% $2,500.00 12 Months 1.75% 1.74% $500.00 14 Months 3.75% 3.69% $500.00 18 Months 1.85% 1.83% $500.00 24 Months 2.00% 1.98% $500.00 30 Months 2.00% 1.98% $500.00 36 Months 2.00% 1.98% $500.00 48 Months 2.25% 2.23% $500.00 60 Months 2.25% 2.23% $500.00 72 Months 2.25% 2.23% $500.00