Personal Deposit Interest Rates
Rates are effective March 1, 2024 and are subject to change without notice. APY refers to Annual Percentage Yield. Fees may reduce earnings on all accounts. Rates may vary after account opening with the exception of Certificate of Deposit (CD) and IRA Certificate of Deposit rates which are guaranteed for the full length of the term.
- IRA Certificate of Deposit
IRA Certificate of Deposit
Period APY Interest Rate Average Daily Balance to Earn APY 3 Months 1.00% 1.00% $2,500.00 6 Months 1.35% 1.35% $2,500.00 9 Months 1.35% 1.35% $2,500.00 12 Months 5.00% 4.89% $500.00 14 Months 4.00% 3.93% $500.00 18 Months 2.10% 2.08% $500.00 24 Months 4.50% 4.41% $500.00 30 Months 2.25% 2.23% $500.00 36 Months 4.25% 4.17% $500.00 48 Months 2.50% 2.47% $500.00 60 Months 2.50% 2.47% $500.00 72 Months 2.50% 2.47% $500.00 - Certificate of Deposit
Certificate of Deposit
Period APY Interest Rate Average Daily Balance to Earn APY 3 Months 1.00% 1.00% $2,500.00 6 Months 1.35% 1.35% $2,500.00 8 Months 5.00% 4.96% $2,500.00 9 Months 1.35% 1.35% $2,500.00 12 Months 2.00% 1.98% $500.00 14 Months 4.00% 3.93% $500.00 18 Months 2.10% 2.08% $500.00 24 Months 2.25% 2.23% $500.00 30 Months 2.25% 2.23% $500.00 36 Months 2.25% 2.23% $500.00 48 Months 2.50% 2.47% $500.00 60 Months 2.50% 2.47% $500.00 72 Months 2.50% 2.47% $500.00 - Personal Checking
Emerald Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $5,000.00 Gold Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $750.00 Silver Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $750.00 Military Checking
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None - Personal Savings
Silver Savings
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $250.00 55 Plus Savings
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% $250.00 Student Savings
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None IRA Savings
APY Interest Rate Average Daily Balance to Earn APY 0.01% 0.01% None - Money Market Checking
Silver Money Market Checking
Tier (Balance) APY Interest Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999.99) 0.01% 0.01% $1,000.00 Tier 2 ($10,000 - $24,999.99) 0.05% 0.05% $1,000.00 Tier 3 ($25,000 - $99,999.99) 0.10 % 0.10% $1,000.00 Tier 4 ($100,000 - $499,999.99) 0.10% 0.10% $1,000.00 Tier 5 ($500,000 - $999,999.99) 0.15% 0.15% $1,000.00 Tier 6 ($1,000,000 and above) 0.15% 0.15% $1,000.00 Gold Money Market Checking*
Tier (Balance) APY Interest Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999.99) 0.01% 0.01% $1,000.00 Tier 2 ($10,000 - $24,999.99) 0.05% 0.05% $1,000.00 Tier 3 ($25,000 - $99,999.99) 0.10% 0.10% $1,000.00 Tier 4 ($100,000 - $499,999.99) 0.15% 0.15% $1,000.00 Tier 5 ($500,000 - $999,999.99) 0.20% 0.20% $1,000.00 Tier 6 ($1,000,000 and above) 0.30% 0.30% $1,000.00 Emerald Money Market Checking**
Tier (Balance) APY | Bonus APY Interest Rate | Bonus Rate Average Daily Balance to Earn APY Tier 1 ($1 - $9,999.99) 0.01% | 0.01% 0.01% | 0.01% $10,000.00 Tier 2 ($10,000 - $24,999.99) 0.05% | 0.40% 0.05% | 0.40% $10,000.00 Tier 3 ($25,000 - $99,999.99) 0.10% | 0.75% 0.10% | 0.75% $10,000.00 Tier 4 ($100,000 - $499,999.99) 0.15% | 1.25% 0.15% | 1.24% $10,000.00 Tier 5 ($500,000 - $999,999.99) 0.20% | 1.50% 0.20% | 1.49% $10,000.00 Tier 6 ($1,000,000 and above) 0.30% | 1.50% 0.30% | 1.49% $10,000.00