The Mortgage Center

Begin the mortgage loan application process:

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Mortgage Lending Solutions

If you’re looking to purchase a new home in Massachusetts, New Hampshire or Maine, or exploring the benefits of refinancing, you can count on the resources of The Mortgage Center at Enterprise Bank. We offer a wide range of programs and services to assist you with your specific financing needs. Our team of seasoned Mortgage Officers will guide you through the entire process from initial exploration of financing options to the final closing. With decisions made locally, we are flexible and responsive, and able to create solutions quickly and efficiently. And for your convenience, our Mortgage Officers work out of all of our 24 branch locations.

  • Purchase and Refinance Loan Programs

    Our customized financing options will help you purchase or refinance your new or existing home, vacation home or investment property.

    • Fixed Rate Mortgages
    • Adjustable Rate Mortgages
    • Jumbo Loans
  • MassHousing Mortgage Programs

    MassHousing Programs, offered through Enterprise Bank and designed for low to moderate income households, provide an opportunity for home ownership that might otherwise not be available. It is also available for refinancing of your existing mortgage.

  • First-Time Home Buyer Programs

    We offer expert guidance and flexible options to help make purchasing your first home a simpler process. The Mortgage Center at Enterprise Bank offers a variety of loan options to best suit your needs.

  • FHA Loans

    An FHA Loan is a mortgage that's insured by the Federal Housing Administration. This loan option offers competitive interest rates, lower down payment requirements and more flexible credit guidelines. Learn More

  • VA Home Loans

    Enterprise Bank is proud to offer VA Home Loans which help Servicemembers and Veterans become homeowners. The U.S. Department of Veterans Affairs provides a loan guaranty benefit and other housing-related programs to help with buying and refinancing a home for personal occupancy. Features of VA Home Loans include competitive rates and an option to finance up to 100% of the value of the home. For more information about VA Home Loans and program eligibility, please visit .

  • Home Equity Lines of Credit

    If you're considering a home renovation or need to finance a major expense, Enterprise Bank offers Home Equity Lines of Credit (HELOC) that let you borrow against the value of your home. A variety of variable rate options are available. Learn More

  • Construction to Permanent Loans

    A Construction to Permanent Loan from Enterprise Bank can help you build your dream home! With one simple closing, we are able to consolidate all the financing you need from the initial construction to the permanent financing. Learn More

  • Mortgage Calculators

    Are you thinking about buying or refinancing? We have a variety of Mortgage Calculators to help you with the decision making process.

    Rent vs. Buy Calculator: Should you buy a home or continue to rent? This calculator helps you work through the fees, taxes, and monthly payments to help you make a good financial decision.

    Mortgage Loan Calculator: Use this calculator to get an idea of what your monthly payment would be if you know the loan amount you’re looking for.

    Mortgage Comparison Calculator: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare 15 year and 30 year mortgage terms.

    Mortgage Payoff Calculator: This calculator helps determine how much interest you save by increasing your mortgage payment.

    Mortgage Refinance Breakeven Calculator: Use this calculator to determine if refinancing your mortgage is a sound financial decision.

    Debt Consolidation Calculator: This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

    Points Calculator: This calculator helps determine if you should pay for points or use the money to increase your down payment. Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. However, each "point" will cost you 1% of your mortgage balance.

Explore Our eMortgage Center

Our eMortgage Center makes the residential mortgage loan application process easy for our customers! You’ll find all of the resources and information you need to understand the mortgage process. And when you’re ready, you can complete an application for any of our mortgage loan programs, including fixed rate mortgages, adjustable rate mortgages, and home equity lines of credit. The eMortgage Center also offers free pre-approvals for mortgage loans so you can confidently shop for a home that’s within your budget. With Enterprise Bank, you can receive preliminary approval in days rather than weeks...and the online mortgage application can help expedite the timeline.

  • Apply Now - begin the online mortgage loan application process.
  • Loan Status and Document Center - after applying for a loan, login to view a current status of your loan application as well as to securely upload required documents.
  • Resource Center - helpful explanations of our loan programs, what’s needed for your application, what to expect during the closing, and much more.
  • Check Rates - request a customized quote based on your loan details.
  • Rate Watch - receive updates from Enterprise Bank on current interest rates.

All loans are subject to credit approval.

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