We’re pleased to offer a number of flexible lending solutions to help you achieve your goals – and they all come with the rapid decision making and exceptional service that only an independent community bank can offer. If you’d like to discuss our personal lending options, please visit one of our convenient branch locations.
Mass Save® HEAT Loans
Enterprise Bank has partnered with Mass Save to provide customers the opportunity to apply for a 0% interest loan to assist with the installation of qualified energy efficient improvements to their homes. Loans are available up to $25,000! Find out more about the HEAT Loan Program.
Unsecured Personal Loans
An unsecured loan is a great option if you’re financing an expense such as a wedding, a home improvement, medical treatment, or even consolidating your debt. Unsecured fixed rate loans are available from $1,000 - $25,000.
Deposit Secured Personal Loans
With a deposit secured personal loan, you can use a savings or Certificate of Deposit account as collateral for your loan, which may result in a lower interest rate. Deposit secured personal loans are available from $1,000 up to 100% of the balance in the collateral account.
Vehicle Financing
We are happy to assist you with the purchase or refinancing of your next vehicle. Contact us for more information and to take advantage of our competitive rates.
Cash Reserve (Overdraft Protection)
A cash reserve is a convenient way for you to protect your personal checking account against unplanned cash shortages. Cash Reserve amounts range from $1,000 up to $10,000.
Ask about our rate reduction for automatic loan payments made through your Enterprise Bank deposit account!
All loan programs are subject to credit approval. Please be aware that although we lend in Massachusetts and New Hampshire, applicants must be age 18 or older per Massachusetts State Law.