HEAT Loan Program

View Rates and Apply Online for a Mass Save HEAT Loan

Enterprise Bank has partnered with Mass Save® to offer 0% APR loans for the installation of qualified home energy efficient improvements.

The Mass Save HEAT Loan Program provides qualifying customers the opportunity to apply for 0% financing to assist with the installation of qualified energy efficient improvements to their homes. Loans are available up to $25,000.

Qualified improvements for HEAT Loan Program financing include:

  • Attic, Wall, and Basement Insulation
  • High Efficiency Heating Systems
  • Central Air Conditioning/Air Source Heat Pumps
  • Ductless Mini Split Heat Pumps
  • High Efficiency Domestic Hot Water Systems
  • Solar Hot Water Systems
  • 7-Day Digital & Wireless Enabled Thermostats
  • ENERGY STAR® Qualified Replacement Windows

How does it work?

1, Call 866-527-SAVE (7283) to schedule your no-cost Mass Save Home Energy Assessment
During the Assessment, your Energy Specialist will provide you with recommendations to improve your home’s energy efficiency and will identify the improvements that are eligible for financing through the HEAT Loan Program. They will also provide you with a HEAT Loan information package.

2. Obtain contractor quotes
Submit the contractor proposal(s) you want to use to a HEAT Loan Administrator for review and authorization.

3. See our Personal Loan Rates and Apply Online with your signed Heat Loan Authorization
Use your signed HEAT Loan Authorization form (provided by Mass Save) and one month of recent paystubs or (if self-employed) one year of the most recent tax return in order to complete an application with us online. Expect to receive a loan decision between one and three business days:  

See Rates and Apply Online

4. Schedule your loan closing once approved
Upon approval of funds, proceed check(s) are made payable to the contractor and the person(s) on the loan. Our customer may pick up their check(s) at their preferred branch location.

Do you want to call or text us?

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