An SBA Loan is a business loan guaranteed by the United States Small Business Administration and offered through lenders, community development organizations, and micro-lending institutions.
What is Marine Insurance and Why Might I Need It?
Marine insurance provides solutions for a variety of risks.
DIY Financial Checkup
With a small investment of time, you can give your personal finances a do-it-yourself checkup to help keep your financial goals organized and help you to focus on your priorities.
It’s important to periodically review the beneficiaries named on financial assets including your life insurance policy, IRA, or 401(k).
What is Employment Practice Liability Insurance?
In recent decades, the number of lawsuits filed by employees against their employers has increased. Employment Practice Liability Insurance (EPLI) is a type of liability insurance designed to cover an employer’s legal costs.
Insurance Coverage Every Business Should Consider
There are many different types of insurance to cover general and specific areas of risk a business might face. Here are some of the types of insurance that most businesses should consider.
What is Workers Compensation Insurance?
Workers compensation insurance, often known as “workers comp,” can help provide your employees the benefits they need if they suffer a work-related injury or illness.
Does my Business Need Property Insurance?
Commercial property insurance protects your building, its contents, and exterior fixtures just outside of it such as a fence or outdoor sign. It can help to pay the costs to repair or replace your company’s physical assets after a covered event.
Tips to Prevent Losses to Your Company Due to Electronic Transfer Fraud
In light of the recent news regarding businesses and municipalities losing money due to electronic transfers, here are some best practices for you to review with your company.
T-Mobile Data Breach – Steps to Take
In August 2021, T-Mobile confirmed that they had a major data breach that potentially affects over 5 million customers. Here are some steps to take if you are worried your information has been leaked.
Tips to Protect Your Information, Accounts, and Devices
Hackers and scammers are continuously developing clever ways to defraud people of personal information and money. Following are tips to help you protect your personal information, accounts, and devices.
Financial Life After the Loss of a Spouse
The loss of a spouse—whether due to death or divorce—is one of the most devastating experiences a person can face in life. While money cannot heal a broken heart, some planning and basic decisions can help spouses protect their financial interests and avoid short-term mistakes that can have long-term implications on their financial health.
Retirement Planning: Compounding and Saving for the Long Term
When it comes to retirement planning, investing isn’t just about how much money you have to invest; it’s also about how much time you invest it. The earlier you start, the longer your money has the chance to grow.
Enter the power of compound growth.
Three Reasons You Need a Wealth Manager in the Digital Age
If you are trying to manage your money without a qualified financial advisor or wealth manager, you could be putting your money and your future at risk. Here are three reasons you need a financial advisor or wealth manager in the digital age.
You've Sent a Wire Transfer. Now What?
When a wire transfer is initiated, the money is immediately withdrawn from the sender’s account and delivered to the receiving financial institution where it is deposited into the receiver’s account according to the instructions provided by the sender.
5 Steps to Help Protect Your Business Accounts from Cyber Criminals
Cyber criminals are targeting businesses of all sizes with increasingly sophisticated attacks. At a minimum, consider these recommendations to help protect your business.
Women: 5 Ways to Protect and Grow Your Wealth
Today, more than ever, women have a vital role in the decision-making process about a family's wealth and finances, whether single or as part of a couple. From investing to financial management to retirement planning, here are five steps you can take to protect and grow your wealth—and better manage your financial future.
Protect Your Business from Costly Email Scams
Email scams can have devastating consequences for your business, including loss of funds.
How to Reduce Fraud with Cash Management Banking Tools
There are a variety of Cash Management Account tools that can help protect your business against fraud.
Protect Your Business Accounts from Cyber Criminals
There are steps you can take to protect your business accounts from cyber criminals
Protect Your Business from Ransomware
Ransomware attacks have become more frequent. Protect your business.
How Will the Election Affect Your Investments?
Investors have already been on a wild ride in 2020 and are understandably bracing for the potential impact of the upcoming election on the stock market. If there is a dominant emotion on Wall Street around this election, its uncertainty.
Considering a Mortgage? Think Beyond the Rate to Avoid Surprises
The interest rate on your mortgage is an important consideration that has an impact on your monthly mortgage payment. Here are some other important factors to help you prepare to apply for a mortgage and avoid surprises.
What is a Construction to Permanent Loan?
A construction to permanent loan (sometimes also called a C to P loan) is designed to avoid the need for two separate loans when building a home.
Can My Mortgage Affect My Credit Score?
Once you have your mortgage, it becomes an important component of your credit history, credit report, and ultimately your credit score.
Can My Credit Score Affect My Ability to Get a Mortgage?
Your credit score is an important factor used by lenders when you apply for a mortgage. Your credit score is a numerical value based on information in your credit report, which uses information from your credit history
What is a Credit History and How Do I Get One?
How Do I Improve my FICO® Credit Score?
Protecting Yourself from Unemployment Fraud
What should you do if you are the victim of Unemployment Fraud?
Social Media Safety Tips
Learn how to keep yourself safe on social media.
Fraud Awareness Tips
Learn how to keep yourself safe from online fraudsters.
Information About the FDIC
The Federal Deposit Insurance Corporation (FDIC) is a government organization that provides insurance on deposited funds in U.S. banks.
Who is Considered a First-Time Homebuyer?
The US Department of Housing and Urban Development (HUD) established criteria to help lenders identify first-time homebuyers for Federal Housing Administration (FHA) loan programs.
New Hampshire Housing Mortgage Programs FAQs
New Hampshire Housing was established by statute in 1981 as a self-sustaining public corporation. Its mission is to promote, finance, and support affordable housing and related services for the people of New Hampshire. New Hampshire Housing does not receive operating funds from state government.
HEAT Loans are offered through Mass Save® and participating lenders, providing interest-free financing opportunities for energy-efficient home upgrades like heating and water heating equipment, insulation, central air conditioning, heat pumps, ENERGY STAR® qualified replacement windows, and more.